3 Ways a Credit Card Gets Better Holiday Deals

NEW YORK (MainStreet) -- Sure, hiding your credit card is one way to keep yourself from falling into debt, but consumers with a solid credit history shouldn't necessarily put away the plastic until January. In fact, there are several reasons a credit card should be your payment method of choice this holiday shopping season. We looked at the ways your credit cards can help you save on gifts this year.


1. You can earn ample rewards.
Credit cards generally offer consumers anywhere from 1% to 5% cash back on purchases, and thanks to the nation's credit crunch and the Fed's new cap on debit card swipe fees, rewards programs have gotten much more lucrative. Popular rewards cards with no annual fees, such as the JPMorgan Chase(JPM_) Chase Freedom and the Discover Financial(DFS_) Discover More Card, are offering 5% back on all department store purchases made between October and December.

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RESOURCES:

• Unsecured Credit Cards for Bad Credit
• Guaranteed Approval Credit Cards