Coming Soon: Smarter Credit Cards

It seems like there's smart everything now -- smartphones, smart tablets, even smart refrigerators that remind you that you're out of milk. But one product remains determinedly low-tech: plastic. Until now. Citibank will soon roll out the Citibank 2G Cards, which feature a chip instead of a magnetic strip.

The Citi 2G: Rewards a button away

This new technology comes with all sorts of advantages: simply by pressing a button, you can choose to pay with debit or credit, or even with rewards. Allowing customers to choose which account to draw from reduces overdraft and encourages responsible spending. And, let's face it, paying with your credit card rewards points and getting something "for free" is infinitely more rewarding than getting a check in the mail.

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